Showing posts with label retirement. Show all posts
Showing posts with label retirement. Show all posts

Tuesday, January 3, 2017

SOLTuesday: Bureaucracy

I should have all my dealings with bureaucracy on Tuesdays. It will always give me a Slice of Life story to tell.
            One of my husband’s retirement benefits was a flexible spending account that reimbursed him for his Medicare Part D premium. He had never made a claim because he hated filling out forms, but in 2015, he decided, with my help, to find out the procedure. Then he went into the hospital. Then he died. A couple of months after that, he got a letter reminding him that he had until the end of May to make a claim for 2015. Okay, I thought, I’ll do it.
            I called the phone number on the letter, got sent a claim form, called to make sure I was filling it out correctly and also to make clear to the woman I was speaking to that this claim was for my dead husband, so please don’t make out the check to him.
            Of course, a few weeks later comes a check made out to Jack Robbins.
            Again, I called, and at this point I learned that Jack’s flexible spending account was administered by “a third party,” not the benefits office of the company where he had actually worked. And while I had notified that company (let’s call it Company A) that he had died, that information had never been sent on to the “third party” (let’s call it Company B). I was then put on hold while a benefits person at Company A got in touch with a benefits person at Company B, and, I thought, conveyed the proper  information to Company B.
            I then went back to Company B, where I was told that not only would they send me a check for that premium reimbursement as soon as the computers had all the right information, but that I was also entitled to that same survivor’s benefit. How would I get that, I asked? We’ll send you the information to set that up, I was told.
            This was all six months ago. I waited for the information to come; it never did. Life intervened, and this all went to the back of my mind. But the new year reminded me that this was a very loose string. So I called Company B today.
            The woman I spoke with was very helpful, and even offered to direct deposit the reimbursement so I wouldn’t have to wait for a check. But in looking up how to set up an account for me, she saw that the computer still showed an active account for Jack. Could it be that Company A’s computer had never properly sent the information that Jack is dead to Company B’s computer? Jenna, Company B’s representative, said she would look into it and call me back within two days. Maybe I will have a Slice of Life Thursday. 
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It’s Slice of Life Tuesday over at Two Writing Teachers. Check out this encouraging and enthusiastic writing community and their slices of life every Tuesday. And add one of your own. 

 ^^^^^^^^^^^^^^^^#52essays2017^^^^^^^^^^^^^^^^^
Yet another writing challenge. There are no rules for this one about what constitutes an essay, so in case I don't get another more traditional-looking essay written this week, this will do.

Friday, March 27, 2015

Slice of Life, #27


            It’s the end of the week. How does that feel that’s different now from all the other end-of-weeks when I was working full-time? I wrote the other day about what I love and what I hate about this job. This is a different question.
            This past week has been like a time capsule. Can I still keep on top of all the many pieces that go into the magazine, and keep them moving so we can meet the deadline for the printer? There is always a moment on closing day, Friday, when I have to be doing three things at once: today it was double-checking the page proofs of one of the main features, finishing off two different color pages, and rewriting table of contents entries when one story dropped out and a new one was put in. This week was relatively easy; no major stories came in late; no editors disappeared when they were needed.
            And I feel nothing but relief that I do not have to go back next week and go through the process all over again. Next week, I can stay home, do some freelance work at my leisure, write, go for a walk, do some cooking, all at my leisure. And read the New York Times for as long as I like in the morning. Now that’s luxury.

Tuesday, March 10, 2015

Slice of Life, #10

            It’s taken me most of my life to realize that almost nothing is all good (well, maybe orgasms) or all bad (okay, slavery, genocide, serial killers). Most everything else has something both good and bad about it.
            Take retirement. While too many are forced into it by a layoff, or a mandatory retirement age, or illness or disability, retirement is usually seen as freely choosing not to work full-time, and that’s what I decided to do two years ago. Since then I have noted the pros and the cons.
            I am not a morning person. It can take up to an hour for my brain to clear and I can have a reasonably coherent conversation and feel like I am truly awake. So retirement was freedom from the tyranny of the alarm, the need to have breakfast, run out of the door, and get to the office on time to get my work done. Taken to its extreme, though, freedom can feel oppressive.
            I’ve taken to setting my alarm so I won’t sleep away too much of the morning. Take today:
  • --radio goes on at 8:30
  • --not really awake until almost 9
  • --out of bed shortlt after 9
  • --reading about Joseph Roth in a magazine in the bathroom until 9:45
  • --stretch on bed (for spinal stenosis) while continuing to read about Roth until 9:58
  • --start to read about Syria in the same magazine, return magazine to bathroom, remove J.’s bench from the bathtub, fold up clothes from drier and put them away, finished by 10:15
  • --make bed, shower, dress by 10:35
  • --eat breakfast, read the paper, to 11:35
            I'm not ready to "do" anything until almost noon. I don’t feel happy about this. Yes, I can lie in bed and doze on and off while listening to Morning Edition. Yes, I can read as much of the New York Times as I want to. Yes, I can read a magazine article that strikes my fancy, when it strikes my fancy. But there’s so much more I want to do (writing, reading, going to movies and museums, etc.) and need to do (errands, exercise, filing insurance claims, etc.). Even in retirement, there’s never enough time.
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            Is this a privileged whine? I know I am fortunate compared to many, especially those forced to retire and unable to find work they want and need. Maybe this “whine” will kick me into using my literally free time more productively.


Monday, December 17, 2012

19 and counting...

I've been miscalculating, counting down to the first Monday I don't have to report to my office. But shouldn't I be counting down to the my last day in the office? That's 19, not 21.

My replacement has two weeks to learn everything. He'll miss the week between Christmas and New Year's, but that's only three work days anyway. And he's doing pretty well so far.

Thursday, December 6, 2012

The Perils of Being a Dilettante

I'm very undisciplined and easily distracted. Unless I have deadlines from others (like going to an office, having specific work to do), it's too easy use up my time doing things I like doing, but that aren't essential to what I want to do. I could easily spend two hours reading the New York Times (in print) and then another hour or more playing Luxor Maj-jongg or Bejeweled, and another hour or more reading Facebook and clicking on the links friends have posted, and another hour or more reading all my e-mail and the various links other friends have posted -- and there you have it: almost seven hours just reading stuff that's interesting (many things are interesting to me) but not focused.

So I have to learn to set priorities, my own priorities. If I'm semi-retiring to write, writing has to be the first thing I do. If it's not supporting my writing, the reading has to wait. Writing, the writing group, reading books on writing, talking about writing: those are priorities. Reading for fun counts, but not online. Reading online is an open-ended temptation, links to links to links. Print books keep you in the book.

Friday, November 30, 2012

What I Most Fear...

... that when I don't have an office to go to every day, I will just sleep into the afternoon, spend three hours reading the New York Times, go to the gym, and get home too late to make dinner out of one of my many new cookbooks.

When I told this to a colleague, she pooh-poohed my fear. Sleep, she said, read whatever you want to. Your time is your own, and you don't have to do anything. Enjoy yourself, you'll figure it out.

This will be much easier if I can follow her advice. Can I?

Thursday, November 29, 2012

Retirement = Death?

That is stark.

But think about stages of living: after high school comes college (often), or perhaps a job; after college comes a job (or maybe graduate school); after a job comes moving in with someone, usually eventually getting married; after getting married, having a kid(s); after working for a while, getting another job, perhaps changing careers if you're lucky enough to have that freedom. After working for a long time, retiring. And what comes after retiring? A new career, yes, that's always a possibility; travel, if you've got the money. But what comes next? There's always something coming next. Until, inevitably, the end. Death. There's no avoiding it.

So retirement makes death feel that much closer. Leaning over your shoulder, perhaps. Breathing down your neck. Poking its hands in your pockets to keep warm.

Wednesday, November 28, 2012

What day is it?

Keeping track of what day it is, is not going to be easy when I no longer have to go the office. My husband is retired, and he can only remember what day it is by what day I am going to work now. But when we're both retired and semiretired, how will either of us remember what day it is? Will I have to write the day of the week on the medicine chest mirror before I go to sleep each night? Or cross off each day on the calendar in the kitchen before I go to bed?

At my father's retirement village, one resident would announce, at each meal, "Today is Wednesday, November 28" (or whatever day of the week and date it was). So if you woke up that morning and couldn't remember, at least you would be reminded at breakfast, lunch, and dinner.

And will it matter what day of the week it is?

Tuesday, November 27, 2012

Countdown...

In six weeks, I will leave the full-time workforce and no longer have to go to an office. Right this minute, that feels really good. But there are so many steps that still need to taken:
1. Sign up for Medicare Part B: two forms that need to be filled out
2. Sign up for a medigap policy and Part D  prescription coverage by December 7
3. Make sure my replacement at work will really work out (the first choice didn't at all)
4. Get used to using my to-do list again (I lost track of it the past few years)

There's more, but isn't this enough?

Monday, October 15, 2012

Retirement, no, semiretirement

I'm moving into semiretirement in January, which is a major change for me. Working at home, setting up my own schedule for my own work and for the work for which I will be paid, not seeing other people (except my partner) unless I make the effort to see them -- all this will be new and diff-erent (or should I have written "diff-icult?).  So I will use this space to prepare and work through How to Go About It.

Twelve years ago Carl Klaus, founder of the nonfiction writing program at the University of Iowa, wrote a whole book on preparing for his impending retirement, Taking Retirement. Nine years ago Nan Bauer Maglin co-edited a volume of women writing on retirement, Women Confronting Retirement: A Nontraditional Guide. I doubt this will become a book. But I do invite anyone out there with thoughts, suggestions, questions, pitfalls to chime in. Let's have a conversation about this stage of life without the gung-ho, false cheeriness, and Hallmark card sentiments or the moan and groan of how bad things are now. However, hearty whining accompanied by action prompts are welcome: what can we actually DO about what's bothering us, whether it's the deterioration of our bodies or the deterioration of the body politic.

So, let's go...